Do you want to save money on your auto insurance by driving safely? Most companies are using car telematic programs to do so.
Car telematic programs are wireless devices that communicate with each other. In the world of auto insurance, this means that insurers collect data by using a cell phone app or a small in-car tracking device. Yes, that might sound intimidating but there are many reasons these devices could be useful to you.
Lower Rates. Do you want to pay less for car insurance? Your car insurance should be based on how you drive, not the age of the driver. Careful drivers can be rewarded for their good driving habits. Whether it is a lower deductible or premium, you will see exactly how your driving affects you.
Misuse. Trying to save your family vehicle for as long as possible? Telemetric information can help discourage the misuse of your vehicle so it will have a longer life in the family. Some devices will let you know when you are braking or accelerating too hard, which could decrease the life of your vehicle.
Teen Drivers. Having a teen driver out on the roads for the first time can be scary. Telemetric tracking devices allow you to see if your teen is driving safely. Are you scared of them being reckless with the family vehicle? You are able to gather information such as braking or accelerating too quickly, for a teaching moment that could one day save their life.
Call Flathead Insurance at (406) 752-8000 in Montana, or (208) 667-7485 in Idaho or visit our website at https://www.flatheadinsurance.com/ to discuss your insurance needs. We can provide coverage from many insurance carriers so you receive the right insurance for your budget and needs!
*** 𝑊𝑒 ℎ𝑎𝑣𝑒 𝑜𝑓𝑓𝑖𝑐𝑒𝑠 𝑙𝑜𝑐𝑎𝑡𝑒𝑑 𝑖𝑛 𝐾𝑎𝑙𝑖𝑠𝑝𝑒𝑙𝑙, 𝑀𝑇 𝑎𝑛𝑑 𝐶𝑜𝑒𝑢𝑟 𝑑’𝐴𝑙𝑒𝑛𝑒, 𝐼𝐷. 𝐵𝑢𝑡, 𝑤𝑒 𝑎𝑙𝑠𝑜 𝑠𝑒𝑟𝑣𝑒: 𝐶𝑜𝑙𝑢𝑚𝑏𝑖𝑎 𝐹𝑎𝑙𝑙𝑠, 𝑊ℎ𝑖𝑡𝑒𝑓𝑖𝑠ℎ, 𝐵𝑖𝑔𝑓𝑜𝑟𝑘, 𝑎𝑛𝑑 𝑃𝑜𝑙𝑠𝑜𝑛 𝑖𝑛 𝑀𝑜𝑛𝑡𝑎𝑛𝑎; 𝐻𝑎𝑦𝑑𝑒𝑛, 𝑃𝑜𝑠𝑡 𝐹𝑎𝑙𝑙𝑠, 𝑅𝑎𝑡ℎ𝑑𝑟𝑢𝑚, 𝑎𝑛𝑑 𝑆𝑎𝑛𝑑𝑝𝑜𝑖𝑛𝑡 𝑖𝑛 𝐼𝑑𝑎ℎ𝑜; 𝑎𝑛𝑑 𝐿𝑖𝑏𝑒𝑟𝑡𝑦 𝐿𝑎𝑘𝑒 𝑎𝑛𝑑 𝑆𝑝𝑜𝑘𝑎𝑛𝑒 𝑖𝑛 𝑊𝑎𝑠ℎ𝑖𝑛𝑔𝑡𝑜𝑛.
Sources:
https://www.brickhousesecurity.com/gps-trackers/apps-vs-devices/
https://www.compare.com/auto-insurance/resources/how-insurance-telematics-work
https://twocents.lifehacker.com/should-you-let-your-insurance-company-track-your-drivin-1845201248