Off Road Vehicle, ATV, UTV, Side by Side, & Buggy Insurance

Getting out and experiencing nature in an off-road vehicle can be tons of fun. However, off-road vehicles can also be dangerous, and account for thousands of injuries each year. If you’re the owner of one, it is important to be sure you are properly covered to protect yourself, others and your vehicle from loss or damage. Without insurance, If you are involved in an accident, you would be held financially responsible for damage you cause, as well as costs related to your own injuries and damage to your off-road vehicle. Off road vehicle insurance is a critical tool to make sure you keep them fun.

Off-Road vehicle insurance is built to protect you and your vehicle, whether you ride an ATV, UTV, or side-by-side. And while many states do not require insurance for ATV, UTV and similar off-road vehicles, it may be required at certain private trails and parks where you plan to ride.  Whether you are a recreational rider, or use your vehicle for work, having it damaged, wrecked, or stolen can cause loss of time and money. We can provide different types of off-road vehicle insurance to cover different types of vehicle needs.

Contact us for a free quote today to ensure your off-road vehicle has the best possible coverage.

Montana (406) 752-8000 Kalispell, Columbia Falls, Whitefish, Bigfork & Polson

Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA)


We are proud to service the clients of our new acquisitions

Schedler Mack Insurance
Tinseth & Associates Inc

Kalispell, Montana

2330 US Highway 2 East
Kalispell, Montana 59901

Phone: (406) 752-8000
Get directions

MonFriday 9:00 am - 5:00 pm
Saturday – Sunday closed

Coeur d’Alene, Idaho

350 East Kathleen Ave, Suite 300
Coeur d'Alene, Idaho 83815

Phone: (208) 667-7485
Get directions

MonFriday 9:00 am - 5:00 pm
Saturday – Sunday closed

Refer A Friend

Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.