Landlords insurance is a coverage for rental property owners. It offers protection from financial losses tied to rental properties. This insurance typically includes two different types of coverage – property & liability.
It gives you, the rental property owner, the peace of mind and protection for your income and property.
Policies may vary but most Landlord Insurance policies cover:
- Property Damage
- Liability Insurance
- Loss of Income Insurance
Landlord Insurance may not be required by the law but most lenders will require it if you have a mortgage or are financing the property. Homeowners policies typically will not cover the home you are renting out. That means any damage the home, belongings inside of the home, or lawsuits against you will not be covered unless you have this Landlords Insurance.
Call Flathead Insurance to make sure you and your property have the right coverage.
Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson.
Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA).
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.