Scheduled Property Insurance
Scheduled Property Insurance is a supplemental insurance policy that gives extra coverage beyond the standard protection provided in a homeowners insurance policy. It is also called an endorsement, floater or rider. It is an optional coverage that gives you more coverage for high-valued items. When you schedule an item, you will schedule it for its full value.
What is the difference between scheduled and unscheduled property?
Unscheduled personal property refers to the majority of your normal every day items like clothes, appliances & furniture. It is called “unscheduled” because you aren’t required to schedule it or keep a list of each individual item.
Scheduled items are belongings with higher value that need to be insured separately.
Examples of valuables covered by Scheduled Personal Property Insurance are:
- Health & Medical Related Items
- Musical Instruments
Call Flathead Insurance today to make sure your specific coverage needs are met.
Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson.
Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA).
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.