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Contractors Insurance

We value the craftsmanship of your profession and want to provide the coverage you need to protect your business. We help protect a wide range of professionals.

Businesses who need contractors insurance include electricians, plumbers, HVAC contractors, interior decorators, janitorial, lawn care services and any other business that provides a service to homes or businesses.

Contractors insurance is usually a package of insurance policies that protects your business from financial losses in case someone files a claim against you.


Contractor’s liability insurance covers claims coming from damage a contractor causes to a third party.

Contractors Insurance is one of the most important coverages a contractor can get as it covers the liability risks associated with your business (while on the job site). No matter if your business does subcontractor or general contractor work, you will need contractors insurance to protect your business from work-related accidents.

Here are other policy coverages to consider:

  • Installation Floater
  • Professional Liability
  • Builder’s Risk

Call Flathead Insurance so we can help you determine what coverage is right for you.

Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson

Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA).


We reached out to Flathead Insurance to help secure coverage for our current construction project. Amanda Black was incrediblyresponsive, friendly and diligent in her work to find us the bestpossible rates for a complex build. She worked directly with our lender to ensure all details were taken care of. We highly recommend Amanda and the team at Flathead Insurance!

– C. Ludden

We are proud to service the clients of our new acquisitions

Schedler Mack Insurance
Tinseth & Associates Inc

Kalispell, Montana

2330 U.S. Hwy 2 E
Kalispell, Montana 59901

Phone: (406) 752-8000
Get directions

Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed

Coeur d’Alene, Idaho

350 East Kathleen Ave, Suite 300
Coeur d'Alene, Idaho 83815

Phone: (208) 667-7485
Get directions

Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed

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Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.