Homeowners Insurance
For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected.
In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.
A standard homeowner policy protects you against:
- Liability
- Fire
- Lightning
- Windstorms/Hail
- Smoke Damage
- Falling Objects
- Freezing
- Weight of Ice and Snow
- Vandalism
- Theft of personal property
Damages that are EXCLUDED from your standard homeowner policy:
- Earthquake
- Flood
- Water Backup/Sump Overflow
- Vermin/Rodent/Insect
Coverage may be purchased for the above exclusions. There is also a new valuable endorsement you can buy – Home Systems Protection and Service Line coverage.
Contact Flathead Insurance today to ensure you and your family have the homeowners coverage you need!
Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson
Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA)
We have been customers of Flathead since we purchased our cabin. We shopped hard for rates and they were be best by far. The service they have provided to us since has been excellent. Can’t think of a reason to look elsewhere.
– D. Ady
We are proud to service the clients of our new acquisitions
Kalispell, Montana
Kalispell, Montana 59901
Phone: (406) 752-8000
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday - 8:30 am – 1:30 pm (MST)
Saturday – Sunday: Closed
Coeur d’Alene, Idaho
Coeur d'Alene, Idaho 83815
Phone: (208) 667-7485
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday - 8:30 am – 1:30 pm (MST)
Saturday – Sunday: Closed
Columbia Falls, Montana
610 9th Street West Suite B
Columbia Falls, MT 59912
Phone: (406) 756-8000
Email: info@flatheadinsurance.com
Get directions
Monday – Friday: By Appointment Only
Saturday – Sunday: Closed
Personal Lines
Commercial Lines
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued.
Please speak with a licensed agent for specific coverage guidance.