Umbrella Insurance

No one can predict what is going to happen but everyone can prepare for what may happen.  That’s what a umbrella insurance policy does for you.  It provides an extra layer of protection on your home and car in the event someone experiences an accident on your property or you are the cause of an accident on the road.

It is our job to make sure you have the coverage in place if you are ever faced with an unpredictable incident in your home or your car.  The cost of a umbrella insurance policy is very small compared to the cost of not having coverage if needed.

If you are not certain whether you need a umbrella insurance policy, our agents at Flathead Insurance suggest you answer the following questions.

Do you own a home?

Do you own a vacation home?

Do you own waterfront property?

Do you have a swimming pool on your property?

Do you own more than one automobile?

Do you own a luxury automobile?

Do you own a power or sail boat?

Do you own a dog?

Do you have above-average family income?

If you answered YES to any of the above questions, you may want to consider adding a umbrella policy to your insurance portfolio.

Contact Flathead Insurance today to ensure you and your family have the coverage you need!

Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson

Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA)


 Flathead Insurance is a great company, Jesse made shopping around for an affordable quote incredibly easy. Really good communication skills, patient and kind! What more can you ask for. Thank you!

– M. Andersen

We are proud to service the clients of our new acquisitions

Schedler Mack Insurance
Tinseth & Associates Inc

Kalispell, Montana

2330 U.S. Hwy 2 E
Kalispell, Montana 59901

Phone: (406) 752-8000
Get directions

Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed

Coeur d’Alene, Idaho

350 East Kathleen Ave, Suite 300
Coeur d'Alene, Idaho 83815

Phone: (208) 667-7485
Get directions

Mon – Thur 8:30 am - 5:00 pm (MST)
Friday 8:30 am - 3:00 pm (MST)
Sat – Sunday closed

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Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.