Homeowners Liability Insurance
Are you unsure of the purpose of homeowners liability insurance?
There is a lot of paperwork and money involved in owning a home. In order to safeguard your property from unanticipated loss or damage after you have closed on your home, you will unavoidably need to purchase homeowners insurance.
However, even standard home insurance cannot shield you from all financial dangers. In order to keep your property safe from visitors or even trespassers, you must also purchase personal liability insurance.
Having this coverage is the only way to avoid lawsuits for damage, injuries, or losses you, your family members, or your pets cause to other people inside or outside your home.
Liability covers you against lawsuits for bodily injury or property damage that you or your family members cause to other people. Additionally, it covers damage caused by pets. If an insured party is found legally liable, their liability insurance policy will pay for their legal fees and compensation.
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.