Contractors insurance is coverage that can protect your business from devastating financial debts that can result from work-related accidents. It’s important to protect your livelihood with adequate coverages and limits that match your exposure in case your business is threatened.

Protect against things like lawsuits and other liabilities with contractors insurance through the Progressive Advantage® Business Program. Our team of experts can work with your budget to help you secure customized commercial auto and business insurance policies.

Who needs it?

Contractors, subcontractors and independent tradesman should carry commercial insurance. It not only protects your business, but it’s often a requirement by many employers before you can start working for them. Common trades that need contractors insurance include:

It’s always good to have insurance in case of mishaps, even if you don’t contractually need coverage.

How much does it cost?

One of the most influential factors that affects your contractors insurance cost is the type of work that’s involved in your specific trade. For example, a roofing contractor is exposed to risks that an HVAC technician isn’t, and vice versa. Therefore, you could expect their rates to differ.

Other factors that affect the cost of contractors insurance are employees, coverage needs, vehicles, location and claims history.

At Flathead Insurance, you and your business are very important to us. Call us at (406) 752-8000 or (208) 667-7485 or visit our website at to discuss your business and contractors insurance. We can provide this important coverage from many insurance carriers so you receive the right insurance for your budget and needs!

*** 𝑊𝑒 ℎ𝑎𝑣𝑒 𝑜𝑓𝑓𝑖𝑐𝑒𝑠 𝑙𝑜𝑐𝑎𝑡𝑒𝑑 𝑖𝑛 𝐾𝑎𝑙𝑖𝑠𝑝𝑒𝑙𝑙, 𝑀𝑇 𝑎𝑛𝑑 𝐶𝑜𝑒𝑢𝑟 𝑑’𝐴𝑙𝑒𝑛𝑒, 𝐼𝐷. 𝐵𝑢𝑡, 𝑤𝑒 𝑎𝑙𝑠𝑜 𝑠𝑒𝑟𝑣𝑒: 𝐶𝑜𝑙𝑢𝑚𝑏𝑖𝑎 𝐹𝑎𝑙𝑙𝑠, 𝑊ℎ𝑖𝑡𝑒𝑓𝑖𝑠ℎ, 𝐵𝑖𝑔𝑓𝑜𝑟𝑘, 𝑎𝑛𝑑 𝑃𝑜𝑙𝑠𝑜𝑛 𝑖𝑛 𝑀𝑜𝑛𝑡𝑎𝑛𝑎; 𝐻𝑎𝑦𝑑𝑒𝑛, 𝑃𝑜𝑠𝑡 𝐹𝑎𝑙𝑙𝑠, 𝑅𝑎𝑡ℎ𝑑𝑟𝑢𝑚, 𝑎𝑛𝑑 𝑆𝑎𝑛𝑑𝑝𝑜𝑖𝑛𝑡 𝑖𝑛 𝐼𝑑𝑎ℎ𝑜; 𝑎𝑛𝑑 𝐿𝑖𝑏𝑒𝑟𝑡𝑦 𝐿𝑎𝑘𝑒 𝑎𝑛𝑑 𝑆𝑝𝑜𝑘𝑎𝑛𝑒 𝑖𝑛 𝑊𝑎𝑠ℎ𝑖𝑛𝑔𝑡𝑜𝑛.