Renters Insurance

Do you rent an apartment, condo or home?

Many landlords require their tenants to purchase renters insurance. This policy will protect you from a loss of property due to theft or damage and protect you in the instance an accident occurs in your residence.

Renters insurance provides coverage for your personal belongings as your landlord is only responsible for the dwelling/building.

Call (add phone number) or Contact Us for all your renters insurance or condo insurance needs.

Condo Insurance

Condo insurance is different than homeowner insurance. The structure is covered by the condominium master policy, however, the master policy may not provide for all of the coverage that is necessary.

With any of the above policies, condominium or renters, we will be able to provide the endorsement, HO 0490 Personal Property Replacement Cost. This valuable endorsement would replace your contents without depreciation, in fact, getting new for old.

Available Discounts*

Smoke Detectors
Discount for having smoke detectors in your home.

Home Security
Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

Mature Credit
If you are age 55 and older and one of the named insured’s is retired, you are entitled to a 5% discount.

Scheduled Items

Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

Common items that can be added as scheduled property:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Golfers Equipment
  • Fine Arts
  • Bicycles

Value Added Personal Property Service
24/7 IT support available with access to professional, highly trained IT support specialist at no additional charge.

Kalispell, Montana

2330 US Highway 2 East
Kalispell, Montana 59901

Phone: (406) 752-8000
Email: info@flatheadinsurance.com
Get directions

MonThur 9:00 am - 5:00 pm
Friday 8:30 am - 3:30 pm
Sat – Sunday closed

Coeur d’Alene, Idaho

350 East Kathleen Ave, Suite 300
Coeur d'Alene, Idaho 83815

Phone: (208) 667-7485
Email: info@flatheadinsurance.com
Get directions

MonThur 9:00 am - 5:00 pm
Friday 8:30 am - 3:30 pm
Sat – Sunday closed

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