Employee Benefits
At Flathead Insurance, we know your employees are the heart of your business. The right benefits do more than meet requirements—they build loyalty, attract talent, and show your team they matter. We go beyond quotes to understand your goals, budget, and team needs, creating a benefits plan that grows with you.
More Than a Policy — A Partnership
Choosing employee benefits can be overwhelming, especially with so many options and changing regulations. Our role is to simplify that process. From your first plan design to renewals years down the road, we stay by your side—helping you make confident, informed decisions every step of the way.
When you work with us, you gain a long-term advisor who:
- Reviews your plan performance annually to ensure it’s still competitive and cost-effective.
- Keeps you informed about regulatory updates and compliance requirements.
- Helps you communicate benefits clearly to your employees.
- Advocates for your business when issues or claims arise.
Tailored Solutions Include:
- Group Health Insurance
- Dental & Vision Coverage
- Life & Disability Insurance
- Voluntary Benefits
- Retirement & 401(k) Options
- Wellness and Employee Assistance Programs
We believe your benefits program should reflect your company’s values and support your team’s well-being—today and in the years to come.
Let’s Build a Benefits Plan That Lasts
Whether you’re offering benefits for the first time or reviewing your current plan, our team is ready to help you find a strategy that makes sense for your business and your people.
Contact Flathead Insurance today to ensure you and your family have the auto coverage you need!
Montana (406) 752-8000 – Kalispell, Columbia Falls, Whitefish, Bigfork & Polson
Idaho & Select Washington Areas (208) 667-7485 – Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, Liberty Lake (WA), & Spokane (WA)
Flathead was very easy to work with; they found me better coverage and value options than I expected. I have teenage drivers and properties in multiple states, so my insurance scenario is a bit complex. Flathead was very knowledgeable about best carriers, bundles and coverages.
– K. Aalto
Kalispell, Montana
Kalispell, Montana 59901
Phone: (406) 752-8000
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday - 8:30 am – 1:30 pm (MST)
Saturday – Sunday: Closed
Coeur d’Alene, Idaho
Coeur d'Alene, Idaho 83815
Phone: (208) 667-7485
Email: info@flatheadinsurance.com
Get directions
Mon – Thur 8:30 am - 5:00 pm (MST)
Friday - 8:30 am – 1:30 pm (MST)
Saturday – Sunday: Closed
Columbia Falls, Montana
610 9th Street West Suite B
Columbia Falls, MT 59912
Phone: (406) 756-8000
Email: info@flatheadinsurance.com
Get directions
Monday – Friday: By Appointment Only
Saturday – Sunday: Closed
Personal Lines
Commercial Lines
Located in Kalispell, Montana and Coeur d’Alene, Idaho. We also serve these areas: Columbia Falls, Whitefish, Bigfork, and Polson in Montana; Hayden, Post Falls, Rathdrum, and Sandpoint in Idaho; and Liberty Lake and Spokane in Washington.


